:root{
  --preto:#0B0B0C; --grafite:#1A1814; --ouro:#C9A24A; --ouro-claro:#E2C47A; --ouro-escuro:#8C6B26;
  --marfim:#F2EDE4; --cinza:#9A958C; --papel:#F7F3EC; --tinta:#1A1814;
  --serif:"Playfair Display", Georgia, serif; --cond:"Barlow Condensed", Impact, sans-serif;
  --sans:Inter, system-ui, -apple-system, "Segoe UI", sans-serif;
  --raio:10px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:80px}
body{margin:0;background:var(--preto);color:var(--marfim);font:400 17px/1.6 var(--sans);-webkit-font-smoothing:antialiased}
a{color:var(--ouro-claro)}
img{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:16px;top:16px;background:var(--ouro);color:var(--preto);padding:8px 12px;z-index:99}

/* topo */
.topo{position:sticky;top:0;z-index:50;background:rgba(11,11,12,.92);backdrop-filter:blur(8px);border-bottom:1px solid rgba(201,162,74,.25)}
.topo-in{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{display:flex;flex-direction:column;text-decoration:none;line-height:1}
.logo-nome{font:600 22px/1 var(--serif);color:var(--ouro);letter-spacing:.06em}
.logo-sub{font:500 10px/1 var(--sans);color:var(--ouro);letter-spacing:.55em;margin-top:5px}
.menu{display:flex;gap:28px;align-items:center}
.menu a{color:var(--marfim);text-decoration:none;font-size:15px}
.menu a:hover{color:var(--ouro-claro)}
.menu-cta{border:1px solid var(--ouro);padding:8px 16px;border-radius:999px;color:var(--ouro-claro)!important}
.menu-btn{display:none;background:none;border:1px solid var(--ouro);color:var(--ouro-claro);border-radius:999px;padding:6px 14px;font:inherit;font-size:14px}

/* hero */
.hero{padding:96px 0 88px;background:
  radial-gradient(900px 400px at 85% 0%, rgba(201,162,74,.16), transparent 60%), var(--preto);
  border-bottom:1px solid rgba(201,162,74,.2)}
.sobre{font:700 15px/1 var(--cond);letter-spacing:.16em;text-transform:uppercase;color:var(--cinza);margin:0 0 22px}
h1{font:800 clamp(44px,7vw,84px)/.98 var(--cond);text-transform:uppercase;margin:0 0 24px;max-width:15ch}
h1 em{font:italic 600 1em/1 var(--serif);text-transform:none;color:var(--ouro-claro)}
.lead{font-size:clamp(17px,2vw,20px);max-width:56ch;color:#d9d3c8;margin:0 0 34px}
.hero-acoes{display:flex;flex-wrap:wrap;gap:14px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 26px;border-radius:999px;font:600 16px var(--sans);text-decoration:none;border:0;cursor:pointer}
.btn-ouro{background:var(--ouro);color:var(--preto)}
.btn-ouro:hover{background:var(--ouro-claro)}
.btn-linha{border:1px solid rgba(242,237,228,.4);color:var(--marfim)}
.btn-linha:hover{border-color:var(--ouro)}

/* seções */
.secao{padding:88px 0}
h2{font:600 clamp(32px,4.4vw,48px)/1.1 var(--serif);margin:0 0 14px;color:var(--marfim)}
h2::after{content:"";display:block;width:56px;height:2px;background:var(--ouro);margin-top:18px}
.secao-intro{max-width:62ch;color:#cfc8bc;margin:0 0 40px}
.grade{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.cartao,.artigo,.unidade{background:var(--grafite);border:1px solid rgba(201,162,74,.18);border-radius:var(--raio);padding:28px}
.cartao h3,.artigo h3,.unidade h3{font:700 24px/1.15 var(--cond);text-transform:uppercase;letter-spacing:.02em;color:var(--ouro-claro);margin:0 0 10px}
.cartao p{margin:0 0 18px;color:#d3ccc0;font-size:16px}
.cartao:hover,.artigo:hover{border-color:var(--ouro)}
.mais{font-weight:600;text-decoration:none;font-size:15px}.mais::after{content:" →"}
.artigo{text-decoration:none;display:block}
.artigo h3{color:var(--marfim);font:600 22px/1.25 var(--serif);text-transform:none;margin-top:12px}
.tag{font:700 13px/1 var(--cond);letter-spacing:.14em;text-transform:uppercase;color:var(--ouro)}
address{font-style:normal;color:#d3ccc0}
mark{background:none;color:var(--cinza);font-style:italic}

/* seção clara (calculadoras) */
.secao-clara{background:var(--papel);color:var(--tinta)}
.secao-clara h2{color:var(--tinta)}
.secao-clara .secao-intro{color:#4a463f}
.duas{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.lista-calc{list-style:none;padding:0;margin:0}
.lista-calc li{display:flex;justify-content:space-between;gap:12px;padding:14px 0;border-bottom:1px solid #ddd5c6}
.lista-calc span{font:700 13px var(--cond);letter-spacing:.12em;text-transform:uppercase;color:var(--ouro-escuro)}
.calc{background:#fff;border:1px solid #e3dccd;border-radius:14px;padding:30px;box-shadow:0 18px 40px -24px rgba(26,24,20,.35)}
.calc h3{font:600 24px/1.2 var(--serif);margin:0 0 20px}
.calc label{display:block;font-weight:600;font-size:15px;margin-bottom:8px}
.calc input{width:100%;min-height:50px;border:1px solid #cfc6b4;border-radius:8px;padding:0 14px;font:inherit;margin-bottom:16px;background:#fff;color:var(--tinta)}
.calc input:focus{outline:2px solid var(--ouro);outline-offset:1px}
.calc .btn{width:100%}
.calc-resultado{margin-top:18px;font-size:16px}
.calc-resultado:not(:empty){background:var(--papel);border-left:3px solid var(--ouro);padding:14px 16px;border-radius:6px}
.calc-nota{font-size:13px;color:#6b665d;margin:16px 0 0}

.secao-grafite{background:var(--grafite)}
.secao-grafite .unidade{background:var(--preto)}
.contato{text-align:left;border-top:1px solid rgba(201,162,74,.2)}

/* rodapé */
.rodape{border-top:1px solid rgba(201,162,74,.25);padding:48px 0 110px;color:var(--cinza);font-size:14px}
.rodape-in{display:grid;gap:14px}
.rodape .logo-nome{display:block}.rodape .logo-sub{display:block}
.pequeno{font-size:13px}

/* botão flutuante */
.whats{position:fixed;right:20px;bottom:20px;z-index:60;display:flex;align-items:center;gap:10px;background:#25D366;color:#fff;text-decoration:none;font-weight:600;padding:12px 18px 12px 14px;border-radius:999px;box-shadow:0 10px 30px -8px rgba(0,0,0,.6)}
.whats:hover{background:#1ebe5b}

@media (max-width:900px){
  .grade{grid-template-columns:1fr 1fr}
  .duas{grid-template-columns:1fr;gap:36px}
}
@media (max-width:720px){
  body{font-size:16px}
  .menu-btn{display:block}
  .menu{display:none;position:absolute;top:68px;left:0;right:0;flex-direction:column;align-items:flex-start;gap:0;background:var(--preto);border-bottom:1px solid rgba(201,162,74,.25);padding:8px 16px 16px}
  .menu.aberto{display:flex}
  .menu a{padding:12px 0;width:100%}
  .menu-cta{border:0;padding:12px 0!important}
  .wrap{padding:0 16px}
  .hero{padding:64px 0 56px}
  .secao{padding:64px 0}
  .grade{grid-template-columns:1fr}
  .btn{width:100%}
  .whats span{display:none}
  .whats{padding:14px;right:16px;bottom:16px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* v2: imagem no topo, faixa, cartões com foto, passos, dúvidas */
.hero{position:relative;overflow:hidden;min-height:min(86vh,760px);display:flex;align-items:center;background:var(--preto)}
.hero-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:70% center}
.hero::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(11,11,12,.96) 0%,rgba(11,11,12,.82) 38%,rgba(11,11,12,.15) 75%,rgba(11,11,12,.05) 100%)}
.hero-txt{position:relative;z-index:2;width:100%}
.faixa{background:var(--grafite);border-bottom:1px solid rgba(201,162,74,.2)}
.faixa-in{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding:28px 20px}
.faixa strong{display:block;font:700 18px/1.2 var(--cond);letter-spacing:.06em;text-transform:uppercase;color:var(--ouro-claro)}
.faixa span{font-size:14px;color:#cfc8bc}
.cartao{padding:0;overflow:hidden;display:flex;flex-direction:column}
.cartao img{display:block;width:100%;aspect-ratio:4/3;object-fit:cover;background:linear-gradient(135deg,#2a241a,#0b0b0c)}
.cartao-txt{padding:24px 26px 26px;display:flex;flex-direction:column;flex:1}
.cartao-txt p{flex:1}
.passos{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:p}
.passos li{background:var(--preto);border:1px solid rgba(201,162,74,.18);border-radius:var(--raio);padding:26px}
.passos .num{font:800 44px/1 var(--cond);color:var(--ouro)}
.passos h3{font:600 21px/1.25 var(--serif);margin:12px 0 8px;color:var(--marfim)}
.passos p{margin:0;font-size:15px;color:#cfc8bc}
.estreito{max-width:820px}
details{border-bottom:1px solid rgba(201,162,74,.25);padding:4px 0}
summary{cursor:pointer;list-style:none;padding:18px 36px 18px 0;font:600 20px/1.3 var(--serif);position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:4px;top:14px;font:400 28px var(--sans);color:var(--ouro)}
details[open] summary::after{content:"–"}
details p{margin:0 0 20px;color:#d3ccc0}
@media (max-width:900px){.faixa-in,.passos{grid-template-columns:1fr 1fr}}
@media (max-width:720px){
  .hero{min-height:auto;padding:0}
  .hero-img{position:relative;height:240px;object-position:75% center}
  .hero::before{top:0;height:240px;background:linear-gradient(180deg,rgba(11,11,12,0) 40%,rgba(11,11,12,1) 100%)}
  .hero{flex-direction:column;align-items:stretch}
  .hero-txt{padding-top:8px;padding-bottom:56px}
  .faixa-in,.passos{grid-template-columns:1fr}
  .faixa-in{padding:24px 16px}
}
.menu a{white-space:nowrap}
.cartao img{color:transparent}
@media (max-width:980px){
  .menu-btn{display:block}
  .menu{display:none;position:absolute;top:68px;left:0;right:0;flex-direction:column;align-items:flex-start;gap:0;background:var(--preto);border-bottom:1px solid rgba(201,162,74,.25);padding:8px 20px 16px}
  .menu.aberto{display:flex}
  .menu a{padding:12px 0;width:100%}
  .menu-cta{border:0;padding:12px 0!important}
}
.cartao img{height:auto;aspect-ratio:4/3;object-fit:cover;object-position:center}

/* v3: conteúdo real */
.cartao .tag{display:block;margin-bottom:8px}
.cartao-txt h3{font:600 22px/1.25 var(--serif);text-transform:none;letter-spacing:0;color:var(--marfim)}
.fatos{list-style:none;margin:0 0 18px;padding:0;display:grid;gap:10px}
.fatos li{font-size:15px;line-height:1.5;color:#d3ccc0;padding-left:16px;border-left:2px solid var(--ouro)}
.fatos strong{color:var(--ouro-claro);font-weight:600}
.atualizado{display:block;margin-top:6px;font-size:14px;color:var(--cinza)}
.novidades{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.novidades article{background:var(--preto);border:1px solid rgba(201,162,74,.18);border-radius:var(--raio);padding:26px}
.novidades h3{font:600 21px/1.3 var(--serif);margin:10px 0 8px}
.novidades p{margin:0 0 14px;color:#d3ccc0;font-size:15px}
.fonte{font-size:14px;text-decoration:none}.fonte::after{content:" ↗"}
.aviso-verificar{margin:18px 0 0;font-size:13px;color:#e8a85a;font-style:italic}
.secao-clara .duas{margin-top:8px}
.calc + .calc{margin:0}
.calc label{margin-top:4px}
.calc-proximas{margin:28px 0 0;color:#4a463f;font-size:15px}
.lista-honesta{list-style:none;padding:0;margin:0;display:grid;gap:16px}
.lista-honesta li{color:#d3ccc0;padding-left:18px;border-left:2px solid var(--ouro)}
.lista-honesta strong{color:var(--marfim)}
.golpe{background:var(--preto);border:1px solid var(--ouro);border-radius:var(--raio);padding:28px}
.golpe h3{font:600 23px/1.3 var(--serif);margin:10px 0}
.golpe p{color:#d3ccc0;margin:0 0 10px}
@media (max-width:900px){.novidades{grid-template-columns:1fr}}
.contato-linha{display:flex;flex-direction:column;gap:2px;margin:0 0 18px}
.contato-linha span{font:700 13px/1 var(--cond);letter-spacing:.14em;text-transform:uppercase;color:var(--cinza)}
.contato-linha a{font:600 22px/1.3 var(--serif);text-decoration:none}
.golpe p{font-size:15px}

/* páginas de área */
.pagina-topo{position:relative;overflow:hidden;background:var(--preto);border-bottom:1px solid rgba(201,162,74,.2);padding:72px 0 56px}
.pagina-topo-img{position:absolute;right:0;top:0;height:100%;width:55%;object-fit:cover;opacity:.55}
.pagina-topo::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,var(--preto) 40%,rgba(11,11,12,.6) 70%,rgba(11,11,12,.2))}
.pagina-topo-txt{position:relative;z-index:2}
.pagina-topo h1{font-size:clamp(44px,6vw,72px);margin-bottom:16px}
.pagina-topo .lead{margin-bottom:12px}
.trilha{font-size:14px;color:var(--cinza);margin-bottom:18px}
.trilha a{color:var(--cinza);text-decoration:none}.trilha a:hover{color:var(--ouro-claro)}
.secao-curta{padding:48px 0 0}
.resumo{border:1px solid var(--ouro);border-radius:var(--raio);padding:26px 30px;background:var(--grafite)}
.h-resumo{font:700 18px/1 var(--cond);letter-spacing:.14em;text-transform:uppercase;color:var(--ouro);margin:0 0 14px}
.h-resumo::after{display:none}
.resumo ul{margin:0;padding-left:20px;display:grid;gap:8px;color:#d9d3c8}
.beneficios{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.beneficios article{background:var(--grafite);border:1px solid rgba(201,162,74,.18);border-top:2px solid var(--ouro);border-radius:var(--raio);padding:24px 26px}
.beneficios h3{font:600 22px/1.25 var(--serif);margin:0 0 10px;color:var(--marfim)}
.beneficios p{margin:0 0 10px;font-size:15px;color:#d3ccc0}
.beneficios p:last-child{margin-bottom:0}
.beneficios strong{color:var(--ouro-claro);font-weight:600}
#bpc-loas{grid-column:span 2}
.prazos{margin:0;display:grid;gap:12px}
.prazos div{display:grid;grid-template-columns:110px 1fr;gap:16px;align-items:baseline;padding-bottom:12px;border-bottom:1px solid rgba(201,162,74,.2)}
.prazos dt{font:800 30px/1 var(--cond);color:var(--ouro)}
.prazos dd{margin:0;color:#d3ccc0}
.docs{margin:0;padding-left:20px;display:grid;gap:8px;color:#d3ccc0}
.texto{color:#d3ccc0;margin:0 0 14px}
@media (max-width:900px){.beneficios{grid-template-columns:1fr 1fr}}
@media (max-width:720px){
  .beneficios{grid-template-columns:1fr}#bpc-loas{grid-column:auto}
  .pagina-topo{padding:48px 0 40px}.pagina-topo-img{width:100%;opacity:.25}
}
#superendividamento{grid-column:1/-1}

/* ferramenta do extrato */
.h-sub{font:600 22px/1.3 var(--serif);margin:28px 0 12px;color:var(--marfim)}
.secao-clara .h-sub{color:var(--tinta)}
.calc input[type=file]{padding:12px;min-height:auto;height:auto}
.btn-claro{color:var(--tinta);border-color:#cfc6b4;margin-top:10px;width:100%}
.tabela-rolagem{overflow-x:auto;border:1px solid rgba(201,162,74,.25);border-radius:var(--raio)}
.tabela{width:100%;border-collapse:collapse;font-size:14px;min-width:720px}
.tabela th,.tabela td{padding:10px 12px;text-align:left;border-bottom:1px solid rgba(201,162,74,.15)}
.tabela th{font:700 13px var(--cond);letter-spacing:.1em;text-transform:uppercase;color:var(--ouro);background:var(--grafite)}
.tabela td{color:#d3ccc0}
#hiscon-resultado:empty{display:none}
#hiscon-resultado .calc-nota{color:var(--cinza);margin-top:16px}
@media print{.topo,.whats,.rodape,.pagina-topo,#hiscon-form,.secao-grafite{display:none!important}body{background:#fff;color:#000}.tabela td,.resumo ul,.lista-honesta li{color:#000}}
.btn-linha{background:transparent}
.consentimento{display:flex!important;gap:12px;align-items:flex-start;background:#f7f3ec;border:1px solid #e3dccd;border-radius:8px;padding:14px;margin-bottom:16px!important;font-weight:500!important;cursor:pointer}
.consentimento input{width:22px!important;height:22px;min-height:0!important;margin:2px 0 0!important;flex:none;accent-color:var(--ouro-escuro)}
.envio-status{border-left:3px solid var(--ouro);padding:10px 14px;background:var(--grafite);color:var(--marfim)!important;margin:0 0 18px}
.politica h1{font-size:clamp(40px,5vw,60px);margin-bottom:8px}
.politica h2{font-size:26px;margin:36px 0 10px}.politica h2::after{display:none}
.politica p,.politica li{color:#d3ccc0}
.politica ul{padding-left:20px;display:grid;gap:8px}
.calc{color:var(--tinta)}.calc h3{color:var(--tinta)}.calc .calc-nota{color:#6b665d}
.btn:disabled{opacity:.4;cursor:not-allowed}
#desvio-funcao{grid-column:1/-1}
.novidades article:last-child:nth-child(odd){grid-column:1/-1}
#voos{grid-column:1/-1}
@media (min-width:721px){.beneficios:has(> article:nth-child(4):last-child){grid-template-columns:1fr 1fr}}
@media (min-width:721px){.beneficios:has(> article:nth-child(2):last-child){grid-template-columns:1fr 1fr}}
h1 em{text-transform:uppercase}
h1 em{font:inherit;font-style:normal;text-transform:uppercase;color:var(--ouro-claro)}
.lista-ferramentas{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.lista-ferramentas a{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 20px;background:#fff;border:1px solid #e3dccd;border-radius:var(--raio);text-decoration:none;color:var(--tinta)}
.lista-ferramentas a:hover{border-color:var(--ouro)}
.lista-ferramentas strong{font-weight:600}
.lista-ferramentas span{font:700 12px var(--cond);letter-spacing:.12em;text-transform:uppercase;color:var(--ouro-escuro);white-space:nowrap}
@media (max-width:720px){.lista-ferramentas{grid-template-columns:1fr}.lista-ferramentas a{flex-direction:column;align-items:flex-start;gap:4px}}
/* logo: ADVOGADOS centralizado sob LEÃO MARTINS (o espaçamento final das letras é compensado) */
.logo{align-items:center;text-align:center}
.logo-sub{padding-left:.55em}
.rodape-in > div:first-child{display:inline-flex;flex-direction:column;align-items:center;justify-self:start;text-align:center}
.calc-select{width:100%;min-height:50px;border:1px solid #cfc6b4;border-radius:8px;padding:0 12px;font:inherit;margin-bottom:16px;background:#fff;color:var(--tinta)}
@media (min-width:901px){#areas .grade > .cartao:last-child:nth-child(3n+1){grid-column:2}}
/* home: o cartão inteiro da área é clicável (imagem, título e texto) */
#areas .cartao{position:relative;cursor:pointer;transition:border-color .2s,transform .2s}
#areas .cartao .mais::before{content:"";position:absolute;inset:0;z-index:1}
#areas .cartao:hover{transform:translateY(-2px)}
#areas .cartao:focus-within{outline:2px solid var(--ouro);outline-offset:2px}